The five stages of your HSA journey
Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.
Add a beneficiary to your HSA or MSA
Take a minute to ensure you have a beneficiary selected.
What is an HRA?
Watch this video to learn more about the purpose of a health reimbursement arrangements (HRA).
What is an HSA?
Learn about the purpose of a health savings account (HSA) and how it works.
IRS 2024 HSA contribution limits
The IRS announced an increase in HSA contribution limits for the 2024 tax year.
IRS plan contribution limits
Get updates on annual IRS contribution limits for flexible spending accounts (FSAs), dependent care FSAs (DCFSAs), commuter benefits and more.
Optum Financial mobile app
Save time and take control with our advanced mobile app. Download the app today.
HSA investment overview
Watch this video to learn more about how to set up your investment account — and start investing today.
Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
Options to invest your HSA
This video shows you the differences between your two investment options and how to get started.
Get your FSA claim approved
Get your claim paid faster. Review the samples below to make sure the documents you’re submitting include all required information.
Let’s get your DCFSA claim approved
Get your claim paid faster. Review the samples below to make sure the documents you're submitting include all required information.
Let’s get your HRA claim approved
Get your claim paid faster. Review the samples below to make sure the documents you’re submitting include all required information.
How to upload a receipt
You made an eligible purchase with an Optum Financial payment card. Learn how to upload an itemized receipt or an explanation of benefits.
HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
What is a health care FSA?
Discover the benefits of having a health care FSA.
HSA-FSA card: Pay the smarter way
Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you're using pretax funds.
Health savings account (HSA) webinars
Are you making the most of your HSA? Check out a live webinar offered by Optum Financial and get answers to your questions from an HSA expert.
HSAs and tax season
Learn about the tax benefits and what you need to know at tax time.
How to use an HSA
Learn how to make deposits to and withdrawals from your health savings account (HSA).
New account holder checklist
Make sure you're making the most of your new HSA with these easy steps.
What is a dependent care FSA?
Learn how you can use tax-free money to pay for dependent care.
Manage your HSA contributions
Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?
What is a limited purpose FSA?
Find out why pairing a limited purpose FSA with an HSA may be a smart choice.
Save more with commuter benefits
Whether you go by bus, ferry, train or ride share, commuter benefits could save you $1,000 or more with pretax funds.
HealthSafe ID
If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.
How to file a claim
Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.
HSAs: Part of Your Financial Plan
Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.
HSA and FSA cards
You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.
What the “One Big Beautiful Bill” Act means for you
The new law, signed in 2025, brings changes that may impact how you save, spend and plan for your health and family needs.
IRS 2023 HSA Contribution Limits
The IRS announced an increase in HSA contribution limits for the 2023 tax year.
HSA withdrawal correction form
This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.
HSA tax center
Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.
Claims resource center
Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it.
HSA contribution limits
Max out your HSA this year with the contribution limit set by the IRS.
