Save on medical and dependent care expenses
An FSA allows you to set aside pre-tax funds
There are three different types of FSAs and, since you don’t pay taxes on this money, you save on every dollar you put into your FSA - 30% in some cases.*
Make the most of your FSA
Browse additional solutions to help you better understand your FSA.
Dependent care flexible spending account
Learn how you can use tax-free money to pay for dependent care.
Find FSA-eligible items the Optum Store
Use your FSA payment card and code OPTFSA7 for easy checkout **.
Limited purpose flexible spending account
Learn about the benefits of pairing a limited purpose FSA with an HSA.
Insights
Optum Financial mobile app
Save time and take control with our advanced mobile app. Download the app today.
How to file a claim
Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.
Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
What is a dependent care FSA?
Learn how you can use tax-free money to pay for dependent care.
What is a limited purpose FSA?
Find out why pairing a limited purpose FSA with an HSA may be a smart choice.
IRS 2025 limit updates
Learn more about the increased plan contribution limits for flexible spending accounts (FSAs), commuter benefits and adoption assistance in 2025.